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- Dr. Dynasaur 411
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If your insurance does not adequately protect you against catastrophic health care expenses the thought of injury or illness is far scarier and more complex than it should be.
Being underinsured is just as serious as being uninsured. Compared with the adequately insured, underinsured Vermonters are less likely to have prescription drug coverage, dental coverage, or vision benefits, and are more likely to face deductibles of $500 or more.
Often times these gaps in coverage force people to evaluate whether it makes more financial sense to put off necessary treatment as a way to avoid paying a high deductible. The reality of doing so is that putting off treatment may save you money today but will almost always cost more when you finally seek necessary care.
How can I tell if I'm underinsured?
If you're 26 years of age or younger (or have a dependent who is) and you answered yes to any of the questions above, Dr. Dynasaur 2.0 would make health care far more affordable for you.