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Why 2.0?

Am I Underinsured?

I'm Insured But Am I Protected?

Too many Vermonters are underinsured. Dr. Dynasaur 2.0 aims to change that.

If your insurance does not adequately protect you against catastrophic health care expenses the thought of injury or illness is far scarier and more complex than it should be.

Being underinsured is just as serious as being uninsured. Compared with the adequately insured, underinsured Vermonters are less likely to have prescription drug coverage, dental coverage, or vision benefits, and are more likely to face deductibles of $500 or more.

Often times these gaps in coverage force people to evaluate whether it makes more financial sense to put off necessary treatment as a way to avoid paying a high deductible. The reality of doing so is that putting off treatment may save you money today but will almost always cost more when you finally seek necessary care.

How can I tell if I'm underinsured?

  • Are your medical expenses greater than 10% of your annual income?
  • Is your annual income currently less than 200% of the state poverty level with medical expenses greater than 5% of your annual income?
  • Are your health care deductibles equal to or greater than 5% of your annual income?

If you're 26 years of age or younger (or have a dependent who is) and you answered yes to any of the questions above, Dr. Dynasaur 2.0 would make health care far more affordable for you.

THE COST OF DOING NOTHING

Doing nothing is not an option.

»Click here to see why

2.0 PROMISE

If it doesn’t make sense for Vermonters, we won’t do it.

»LEARN MORE

2.0 SNAPSHOT

The nuts and bolts of Dr. Dynasaur 2.0.

»VIEW THE SNAPSHOT

VIDEO

A detailed look into our campaign to reform health care in Vermont.

»SEE THE VIDEO

TESTIMONIALS, ADVOCATES & SUPPORTERS

See what others are saying about Dr. Dynasaur expansion.

»VIEW TESTIMONIALS

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